Individual Tax Rates

The bill extends the current individual tax rates through 2025, maintaining the seven-bracket structure with rates ranging from 10% to 37%.

Impact: Maintains current tax rates for individuals

Corporate Tax Rate

The corporate tax rate remains at 21%, extending the reduced rate that was implemented under the original Tax Cuts and Jobs Act.

Impact: Continued lower tax burden for businesses

Standard Deduction

The increased standard deduction amounts are extended: $14,600 for single filers, $29,200 for married couples filing jointly, and $21,900 for heads of household.

Impact: Higher standard deduction reduces taxable income

Child Tax Credit

The Child Tax Credit remains at $2,000 per qualifying child, with up to $1,600 being refundable. The credit begins to phase out at $200,000 for single filers and $400,000 for married couples.

Impact: Continued support for families with children

Pass-Through Deduction

The 20% deduction for qualified business income (QBI) from pass-through entities is extended, allowing business owners to deduct up to 20% of their qualified business income.

Impact: Significant tax savings for small business owners

State and Local Tax Deduction

The $10,000 cap on state and local tax (SALT) deductions remains in place, limiting the deduction for state and local income, sales, and property taxes.

Impact: Limited deduction for high-tax state residents

Education Benefits

The bill extends various education-related tax benefits, including the American Opportunity Tax Credit and Lifetime Learning Credit, as well as student loan interest deductions.

Impact: Continued support for education expenses

Business Expensing

Enhanced expensing provisions for business equipment and machinery are extended, allowing businesses to immediately deduct the full cost of qualifying property.

Impact: Improved cash flow for business investments

Key Takeaways

  • Most provisions of the Tax Cuts and Jobs Act are extended through 2025
  • Individual and corporate tax rates remain at current levels
  • Business owners continue to benefit from pass-through deductions
  • Standard deduction and child tax credit amounts are maintained

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